Deposits in Jan Dhan accounts surge to Rs 64,564 crore

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New Delhi: Deposits in Jan Dhan accounts have touched a new high of 64,564 crore rupees, of which over 300 crore rupees came in the first seven months of demonetisation.

Finance ministry said responding a Right to Information, RTI, application. It said, on 16th November last year, there were 25 crore 58 lakh PMJDY accounts with an aggregate deposit of 64,252 crore rupees. Thus, between November 16 last year and June 14 this year, about 312 crore rupees had been added to Jan Dhan accounts.

The Pradhan Mantri Jan-Dhan Yojana, PMJDY, aims at bringing hitherto unbanked areas and people under a formal banking system.

Bank accounts can be opened with a zero balance under the PMJDY. Alongside other facilities, PMJDY accounts also allow an overdraft facility of up to Rs 5,000 in one account per household, preferably held by a woman member.

As of June 14 this year, there were about 28 crore 9 lakh PMJDY accounts . Of these, 23.27 crore accounts were with public sector banks, 4.7 crore with regional rural banks and 92.7 lakh with private ones.