New Delhi: Health Insurance has become the most important part of our lives, especially after the COVID-19 pandemic. Proper Health Insurance comes with lots of benefits like cashless hospitalization, health check-ups accidental coverage, illness, surgeries, medical bills, Body-check ups etc. A Health Card saves you from a lot of pain when you face a Medical emergency. The most important thing is that Health Card you don’t have to worry about collecting funds or struggling for money during an emergency. The Health Card enables you to avail all the medical facilities without any delay or hitch. However, the companies offering Health Insurance levy heavy taxes which makes it difficult for everyone to buy these Health Plans.
The Ayushman Bharat Card introduced by the Prime Minister of India offers easy Medical access to people living in the lower income group who are unable to afford the expensive bills of the hospitals during emergency. let’s take a look at who all are eligible for a Ayushman Bharat Card:
People who come under the Scheduled caste and Scheduled Tribes
Families with no male member
People who are living in slums or roads
Families with one Physically challenged member
People who are daily wage labourers
Families living in makeshift houses
Manual Scavenger families
Here’s a list of people who are not eligible to enroll for the Ayushman Bharat Card
People who own a house, two wheeler or any property
People having a Kisan Card with a limit of 50000
People who have Government Jobs
People who have a monthly income of more than 10000
People who own Refrigerator and a landline phone
People who own a property of 5 acre or more
What are the expenses covered under the Ayushman Bharat Card
Medical Treatment and Consultation
Pre and Post Hospitalization( 15 days Post Hospitalization)
Intensive and Non-Intensive Services
Laboratory Tests
Accomodation and Food Services
The Ayushman Bharat Card was introduced on 23rd September 2018, by the Ministry of Health and Welfare. The main purpose of this scheme is to provide door to door health Services to the economically weaker sections and the poor.
