New Delhi: The Ayushman Bharat scheme is an initiative launched by the Government of India so that they will be able to receive medical benefits in times of emergency. This paperless scheme by the government delivers cashless medical coverage of a maximum of five lakh rupees. The scheme was launched by Prime Minister Narendra Modi in 2018. This National Health Protection Scheme is funded by the Government of India. The scheme will help over 50 crore Indians who will be able to get healthcare facilities without any hassle or delay especially the underprivileged section.
Under the Ayushman Bharat scheme, each family will be able to receive health coverage of five lakh rupees in any of the healthcare centres in India. Under the scheme, the member will be given a card with helps them to avail of the facilities in any of the private or public health centers.
What is Ayushman Bharat Yojana scheme?
This is one of the biggest health schemes launched by the Prime Minister of India which offers medical cashless cover to all in the country. The scheme covers the cost of the treatment, hospitalization, post hospitalization etc.
List of the treatment under the Ayushman Bharat Scheme:
Hospitalization
Medical Treatment
Pre & Post Hospitalization
All Medical expenses
Hospital room and Accomodation charges
Non-Intensive Care unit and ICU Charges
MRI,s CT Scans, X-Rays and all other tests
Food Services
Cost of Surgeries
The scheme will also help transgenders in providing them all kinds of medical facilities in hospitals and healthcare centers. However there are some components which are not included.
- OPD Charges
- Organ Transplants
- Drug Rehabilitaion
- Cosmetic Surgeries
- Fertility Treatment
Check out the Eligibility for Rural Citizens
Families who don’t have an earning member
Families living in Kucha Houses
Manual Scavenger Families
Families with disabled Head Members
Eligibility for Urban Citizens
Construction Workers
Electricians
Street Vendors/ Hawkers
Transport Workers
Plumber
Shop worker
Conductor
Rickshaw Puller
Cobbler
Who is not entitled for the Ayushman Bharat Yojana?
People who own two wheeler, or a car
Government Employees
People living in property building flats
People who own agricultural land of more than 5 acres
People who hold Kisan card
Features of Ayushman Bharat Card
The scheme covers the entire family with a coverage of five lakhs
The scheme benefits people who don’t have any access to health plans or economically weaker sections
This is a cashless and paperless Medical Card
The scheme covers the cost of Pre and Post Hospitalization Period
The scheme also gives day care expenses during the medical stay
Advantages of the Ayushman Bharat Yojana Scheme
- With the help of these scheme, registered families get medical treatment at zero cost
- In case a patient has undergone multiple surgeries, then government will bear the cost of the higher surgery. For the rest of the surgeries, patient can avail a discount of 50% and 20%.
- The scheme also covers the cost of chemotherapy and the cost of oncology for 50 types of cancer.
